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The handshake. It’s been part of introductions and business deals for centuries. During COVID-19, handshakes have ceased. But should we break the custom permanently? Experts say yes. Read on to learn why handshakes may become extinct and what might replace them. History of the handshake Depictions of handshaking as a sign of trust is found in art and literature from thousands of years back. We see it in Classic Greek and Roman text and art...

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It’s time to break out the face masks (if you haven’t already). During the early days of Covid-19 health officials said there was no need for the general public to wear face masks to protect against the spread of coronavirus. But now, we know that wearing non-medical masks coupled with physical distancing can help stop the transmission of the virus. On May 20, Canada’s chief public health officer, Theresa Tam, said that “use of non-medical...

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In Ontario, the government is gradually reopening the economy, allowing facilities from retail stores and parks to open with restrictions to prevent COVID-19 spread. Premier Doug Ford hasn’t set hard deadlines for things to go back to normal completely, but over the next few weeks, people are expected to slowly return to their offices — with caveats. “If there are two words that will characterize the post-pandemic world, it would be behavioural change,” says Ram...

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How Covid-19 Impacts Rates Rates for home loans are based on a variety of factors. One of the biggest being the price that lenders themselves have to pay to borrow money. For fixed-rate Canadian home loans, the rates are based on the five-year Government of Canada bond. The price of bonds usually increases when people are feeling fearful, such as in the current climate with this coronavirus. At the beginning of 2020, the yield on...

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In April of 2019, I was putting the final touches on my rental house in Prince Edward County to re-open it for the season. It is available for rent year-round, though it is booked sparingly in the winter months when the lake is ice cold and travellers are weary of heavy snowfall and long drives. April to September marks the beginning to end of the main season, with a peak in July and August. In...

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Spring in Canada typically means a flurry of real estate activity. But this year, with the declaration of a global pandemic, things are not business as usual. Here’s what you need to know about Covid-19 and its impact on real estate in Canada. A cooler than expected spring Before a pandemic was declared on March 11, Canada’s spring real estate market was gearing up for record-breaking sales for 2020. The Canadian Real Estate Association revealed...

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In Canada, debit and credit card usage made up 57% of the country’s total of 21.1 billion transactions in 2018. Credit and debit more than doubled the number of cash purchases. These days we can tap our card to pay for purchases and even pay in-app for goods and services. In fact, Canadians are among the biggest per capita users of debit cards in the world. But does that put us at a higher risk...

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Whether you submit your own tax returns using software on your computer, have an accountant or use a walk-in tax service, there are many things you need to know about tax season 2019. Here are some of the new changes as well as some tips for what you can do to help make this year’s tax return happen without a hitch. Understand the deadline April 30 is the date for most Canadians to file their...

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Your team is your most important asset. Without them, your organization could not function. When you leverage each individual’s ability and inspire them to put forth a team effort, your team can be your company’s biggest resource. Learn how to inspire your people as a team to achieve goals with these top five tips. 1.    Set specific and measurable goals Your employees need to know what they’re working towards or else they won’t have the level...

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As a small business owner, you have to find ways to keep your budget trim while at the same time investing in the priorities that will yield the best return on investment. Here are a few areas you should focus on to stay competitive in 2020 and beyond. Selectively invest in tech It’s easy to forgo spending on tech when cash is tight. Yet, spending on tech that will automate or eliminate manual or redundant...